The "Silent Tax":
Why Employee Financial Stress Is Costing You More Than You Think
Your business is battling a hidden business cost that erodes productivity and fuels staff turnover: employee financial stress. We call this the "Silent Tax." It's a costly problem, and it’s time to solve it.
The question isn’t whether a Financial Wellness Program is a "nice-to-have" perk. The real question is, can your business afford not to have one?
THE ROI OF A SMARTER BUSINESS STRATEGY
WITH FINANCIAL WELLNESS BENEFITS
Our Crusaders for Change® (C4C) Financial Wellness Program isn't just another employee benefit; it’s a strategic investment with a multi-layered return. We help you build a stronger, more resilient team and a healthier bottom line.
GET IMMEDIATE FINANCIAL ROI
Absenteeism & turnover aren't just a headache-it’s your biggest operational expense.
Our conservative projections show that by reducing absenteeism & turnover just 15%, employers can save tens of thousands of dollars annually.
For an investment of a few hundred dollars per employee, you can see a significant return on investment (ROI) that puts net savings back into your budget.
This program pays for itself by helping you retain your most valuable asset: your people.
AVOID THE COST OF INACTION
Just like health insurance became a standard in the 1980s, a robust Financial Wellness Program (FWP) has become the new expectation for a competitive benefits package.
Are Your Benefits
Keeping Pace?
Your current health benefits treat the symptoms of stress-like burnout and anxiety. But what are you doing about the root cause? Ignoring financial wellness is like only patching the downstream effects of a problem without fixing the source.
Your Competitors Are Already Thinking About This.
Forward-thinking companies are using FWPs to gain an edge in recruitment and retention. Falling behind means losing top talent to businesses that offer more comprehensive support.
Don’t get left behind. In today's market, not offering financial wellness support is a competitive disadvantage.
ENACT HOLISTIC BENEFITS THAT ATTRACT TOP TALENT
Health and wealth are two sides of the same coin. Financial stress makes people sick, and sickness devastates finances. By pairing our program with your existing health plan, you create a powerful support system that attracts and retains the best talent.
Maximize Your Investment in Health Benefits.
An employee with a budget and emergency fund is more likely to use their health benefits effectively, leading to a healthier, more present workforce.
Attract the Next Generation of Talent.
Younger employees (Millennials and Gen Z) are often burdened by student loans and value practical support that helps them manage their day-to-day lives. Our program directly addresses their most immediate anxieties, making you a highly attractive employer.
You’re not just offering a job; you’re offering stability and a path to a better future.
It's time to become an employer of choice.