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From Broke to Boss: How to Take Control of Your Finances
With the right strategies, mindset, and guidance, you can go from "broke" to "boss"
Apr 156 min read


Cultivating a Financially Savvy Workforce: The Role of Employer-Sponsored Financial Education
Financial education workshops, one-on-one counseling/coaching, and access to financial planning tools can help employees
Apr 14 min read


Safeguarding Your Business: A Comprehensive Guide to Financial Risk Management for Employees
Employee financial well-being is no longer just a nice-to-have, it's a critical factor in an organization's overall success.
Feb 45 min read


Budgeting 101: Creating a Budget That Works For You
Budgeting may not sound exciting, but it's one of the most powerful tools to master your money and reach your financial goals.
Jan 215 min read


Starting a Debt-Free New Year: Igniting Motivation for Financial Freedom
We understand the burden of debt and the toll it takes on mental health and relationships. We want to help you become debt-free!
Jan 3, 20244 min read


Video - Episode 1: Meet The Change
Episode 1: Meet the Change - First of many Crusaders for Change, LLC Sandy Change animated videos on money and relationships.
Jan 1, 20201 min read


Journey To Financial Freedom
The journey to financial freedom (getting out of debt, saving...) can be long and it can be difficult, but it also can be so rewarding.
Dec 8, 20182 min read


Peace Runs Deep
Legacy. What do you plan to leave to your children/family when you leave this earth? Of course, we may leave behind traditions, stories...
Nov 4, 20181 min read


Dark and Lovely
Are you living in the dark by not planning for tomorrow but living a lovely life in the moment? I am all for living in the present and...
Oct 4, 20181 min read


WTF - WWJD (Where's the Faith - What Would Jesus Do)
"For I know the plans I have for you", declares the Lord, "plans to prosper you and not to harm you, plans to give you hope and a...
Aug 4, 20181 min read


Me, Myself, & Your BS
And the BS continues. This time I am using the common terminology Bull$hit instead of Baby Struggles. Having a spouse, partner, lover in...
Jul 4, 20181 min read


Love's Death
Love is so beautiful. Love is so kind. Love is so pure. Our love was like a Phoenix, the most beautiful miracle, but life’s change,...
Jun 4, 20181 min read


Dark Taste-imony: Eggos & Ramen
After marriage and the baby carriage came Eggos and Ramen. As a child, I was fascinated with Eggo waffles and I’m sad to say that they...
May 4, 20181 min read


Life's BS
Honestly, I never wanted children. Seeing a little one, all snotty nosed, calling for their mommy used to irritate me. But, after we had...
Apr 4, 20181 min read


I Thought I Knew Him
Read this article to learn how financial counseling can help couples.
Mar 4, 20182 min read


Me, Myself and I
I have struggled with really knowing who I am. When I am alone with me, myself and I, I wonder if I am just a wife and mother, daughter...
Feb 4, 20181 min read


Meet The Change
Welcome to the world of Change. This is the first of many Sandy Change personal finance blogs.
Jan 4, 20182 min read
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