Your staff’s financial stress is a hidden cost we call the "Silent Tax"—and it's directly impacting your facility's bottom line. The costs are not a line item on your budget sheet, but you see the results every day.

To attract and retain top talent, it's no longer enough to just offer a paycheck and a 401(k). Today’s workforce wants—and expects—real support in navigating financial uncertainty.

Summer is a time for joy, connection, and unforgettable experiences. But for many Americans facing tight budgets and rising expenses, summer fun can feel like an unaffordable luxury.

Money worries don’t just stay in bank accounts, they take up valuable real estate in our minds.

With the right strategies, mindset, and guidance, you can go from "broke" to "boss"

Financial education workshops, one-on-one counseling/coaching, and access to financial planning tools can help employees

Employee financial well-being is no longer just a nice-to-have, it's a critical factor in an organization's overall success.

Financial security is key to employee well-being and workplace productivity.

A strong financial foundation is essential for weathering unexpected emergencies.

The threat of credit card fraud is a real and growing concern for both businesses and consumers.

Watch Sandy Change's 2nd animated video on money and relationships.

Legacy. What do you plan to leave to your children/family when you leave this earth? Of course, we may leave behind traditions, stories...

Are you living in the dark by not planning for tomorrow but living a lovely life in the moment? I am all for living in the present and...

"For I know the plans I have for you", declares the Lord, "plans to prosper you and not to harm you, plans to give you hope and a...

And the BS continues. This time I am using the common terminology Bull$hit instead of Baby Struggles. Having a spouse, partner, lover in...

Love is so beautiful. Love is so kind. Love is so pure. Our love was like a Phoenix, the most beautiful miracle, but life’s change,...

After marriage and the baby carriage came Eggos and Ramen. As a child, I was fascinated with Eggo waffles and I’m sad to say that they...

Read this article to learn how financial counseling can help couples.

I have struggled with really knowing who I am. When I am alone with me, myself and I, I wonder if I am just a wife and mother, daughter...

Welcome to the world of Change. This is the first of many Sandy Change personal finance blogs.